Our MiCA Hub for Europe

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By OKX Europe GM-Designate Erald Ghoos

I am proud to announce that OKX has officially selected Malta as its Markets in Crypto-Assets (MiCA) hub. This strategic decision marks a pivotal step in our mission to bring secure, compliant, and innovative crypto services to over 450 million residents across the European Union. With MiCA licensing through Malta, we are preparing to launch a new era of accessible digital asset trading—offering seamless integration with local banking systems and a user-first experience built on transparency and trust.

👉 Discover how OKX is shaping the future of regulated crypto access in Europe.

The European Union: A New Frontier for Crypto Innovation

The EU represents one of the most promising markets for cryptocurrency adoption, combining a large, tech-savvy population with a progressive regulatory environment. As the MiCA framework becomes effective, it will harmonize crypto regulations across all 27 member states, enabling licensed providers like OKX to offer cross-border services under a single authorization.

This unified approach eliminates the complexity of navigating disparate national rules and opens the door for responsible innovation. For OKX, MiCA is not just compliance—it's an opportunity to empower European users with advanced trading tools, robust security, and easy on-ramps to digital assets.

Our vision is clear: to become the most trusted gateway for EU residents seeking reliable access to spot trading, staking, conversions, and more—backed by global expertise and local compliance.

Why Malta Is Our Strategic MiCA Hub

After an extensive evaluation of multiple EU jurisdictions, we chose Malta as our MiCA hub due to its strong regulatory reputation, forward-thinking blockchain policies, and proven track record in financial innovation.

Malta has long been recognized as a pioneer in cryptocurrency regulation, establishing one of the first comprehensive legal frameworks for virtual financial assets. The Malta Financial Services Authority (MFSA) oversees a rigorous licensing process, ensuring only the highest standards of operational integrity and consumer protection.

Our local entity, Okcoin Europe Ltd, has been licensed as a Class 4 Virtual Financial Assets (VFA) Service Provider by the MFSA since 2021. This existing regulatory foundation gives us a significant head start in scaling our MiCA-compliant services across the continent.

Additionally, our physical presence in Malta since 2018 has allowed us to build a dedicated local team with deep regional expertise—strengthening our ability to deliver responsive, culturally aware service to European customers.

What This Means for OKX Users in the EU

With the MiCA framework set to take full effect by December 30, 2024, we are preparing to roll out a comprehensive suite of services tailored to European users. These include:

We’re also committed to transparency and security. As part of this commitment, OKX publishes monthly Proof of Reserves and has achieved ISO/IEC 27001:2022 certification—the global benchmark for information security management. This certification validates that our systems meet the highest international standards for data protection and operational resilience.

👉 See how OKX’s security-first approach protects your digital assets.

Expanding Across Europe: France, Spain, Germany & Poland

Our MiCA passporting capability allows us to extend our regulated services across the EU from our Maltese base. In recent months, we’ve officially launched our centralized exchange in several key markets:

France

We’ve launched a fully regulated exchange in France through MiCA passporting. This enables French users to trade with confidence on a platform that meets strict compliance standards while offering fast execution and local payment support.

Spain

Spanish crypto enthusiasts now have access to a secure, compliant exchange powered by OKX. Our launch brings advanced trading features and staking options directly to one of Europe’s fastest-growing digital asset markets.

Germany & Poland

We’ve officially entered both Germany and Poland—two of Europe’s largest economies—with localized services and full regulatory alignment. These launches reflect our commitment to meeting diverse user needs across languages, currencies, and financial infrastructures.

Each market entry is more than just expansion—it’s a promise to uphold transparency, security, and educational support for every user.

Introducing OKX Pay: Powering the Next Generation of Crypto Payments

Beyond trading, we’re building tools for real-world utility. That’s why we’re excited to introduce OKX Pay, a first-of-its-kind crypto payment solution embedded within the OKX app.

Initially rolling out in select markets and expanding globally over the coming months, OKX Pay enables users to spend their digital assets seamlessly—at merchants, online platforms, and beyond. It’s designed to bridge the gap between crypto holdings and everyday spending, accelerating mainstream adoption.

This innovation aligns with our broader goal: making crypto not just tradable, but usable.

Frequently Asked Questions (FAQ)

Q: What is MiCA and why does it matter?
A: MiCA (Markets in Crypto-Assets) is the European Union’s comprehensive regulatory framework for cryptocurrencies. It ensures consumer protection, market integrity, and cross-border serviceability for crypto firms operating in the EU. For users, it means safer access to digital assets through regulated platforms like OKX.

Q: Can I use OKX if I live in an EU country?
A: Yes. Once our MiCA-compliant services go live in your region, you’ll be able to access spot trading, staking, buy/sell functions, and local banking integrations—all designed for EU residents.

Q: Is my money safe on OKX?
A: Absolutely. OKX holds ISO/IEC 27001:2022 certification for information security and publishes monthly Proof of Reserves. We employ multi-layered safeguards including cold storage, two-factor authentication, and real-time monitoring.

Q: Does OKX offer customer support in local languages?
A: Yes. As we expand across Europe, we’re investing in multilingual support teams to assist users in their preferred language—ensuring clear communication and faster resolution times.

Q: Will I need to verify my identity?
A: Yes. To comply with EU anti-money laundering (AML) regulations, all users must complete identity verification (KYC). This helps protect both you and the platform from fraud and unauthorized access.

Q: What cryptocurrencies will be available?
A: We’ll support major assets such as Bitcoin (BTC), Ethereum (ETH), Solana (SOL), USDC, and more—with additional listings based on demand and regulatory approval.


Looking Ahead: Building Trust Through Transparency

Our journey in Europe is just beginning. With Malta as our MiCA hub and services now live in France, Spain, Germany, and Poland, we’re laying the foundation for responsible growth across the continent.

As a global leader in digital assets, OKX is committed not only to innovation but also to education. We regularly publish insights on our blog to help users understand market trends, security best practices, and regulatory developments.

We believe that sustainable adoption comes from empowered users—those who understand the risks and opportunities of crypto. That’s why transparency isn’t optional for us; it’s central to everything we do.

👉 Start your journey with a secure, regulated crypto platform built for Europe.

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