How to Buy Bitcoin Cash (BCH) With a Credit Card on Binance

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Purchasing cryptocurrency has become increasingly accessible, especially with major exchanges like Binance expanding their fiat on-ramp options. One of the most convenient methods to acquire digital assets today is using a credit card, and Bitcoin Cash (BCH) is no exception. This guide walks you through the complete process of buying BCH with a credit or debit card on Binance, ensuring a secure, smooth, and efficient transaction.

Whether you're new to crypto or expanding your portfolio, understanding how to enter the market quickly and safely is essential. Binance, as one of the world’s leading cryptocurrency exchanges, now supports direct purchases via credit and debit cards through its integration with Simplex, a trusted payment processor.

Why Buy Bitcoin Cash (BCH) on Binance?

Bitcoin Cash emerged as a fork of Bitcoin in 2017, designed to offer faster transactions and lower fees by increasing block size. It remains a popular choice among users seeking scalable peer-to-peer electronic cash.

Binance provides a reliable platform for acquiring BCH due to its:

With Binance’s credit card purchase feature, you can buy BCH instantly—ideal for those looking to capitalize on market movements without waiting for bank transfers.

👉 Get started with fast and secure crypto purchases today.

Step-by-Step: How to Buy BCH With a Credit Card

1. Create and Secure Your Binance Account

Before purchasing any cryptocurrency, you must first register on Binance.com. Ensure you’re visiting the official website to avoid phishing scams—always double-check the URL.

After signing up:

While Binance allows limited withdrawals without full KYC (Know Your Customer), purchasing crypto with a credit card requires personal information submission for compliance and fraud prevention.

2. Navigate to “Buy with Credit Card”

Once logged in:

  1. Click on the “Funds” dropdown in the top navigation bar.
  2. Select “Buy Crypto” > “Credit/Debit Card”.

This redirects you to the purchase interface powered by Simplex.

3. Choose Bitcoin Cash (BCH) and Enter Amount

On the purchase page:

💡 Note: The minimum purchase is equivalent to $50**, while the maximum per transaction is **$20,000 USD.

The system will automatically calculate the total charge, including fees.

4. Review Fees and Payment Terms

Binance charges a 3.5% fee for credit/debit card purchases, with a minimum fee of $10, whichever is higher. For example:

These fees are standard across many instant-buy platforms due to processing and risk costs. If you're making larger investments, consider funding your account via bank transfer on exchanges like Kraken or Bitstamp, where fees may be significantly lower.

👉 Explore low-fee options for growing your crypto portfolio.

5. Provide Personal Information to Simplex

You’ll be redirected to Simplex’s secure portal, where you must provide:

After entering this data:

6. Complete Identity Verification

Simplex will send:

Verify both to continue.

This step ensures regulatory compliance and protects against fraudulent transactions.

7. Enter Card Details and Confirm Purchase

Now, input your Visa or Mastercard details:

Ensure your card supports international transactions, as crypto purchases often fall under this category.

After submission, Simplex processes the payment. Upon approval, Binance executes your BCH order.

8. Receive Your Bitcoin Cash

Typically within 10 to 30 minutes, your purchased BCH will appear in your Binance spot wallet. You can view it under “Wallet” > “Overview”.

From here, you can:

Frequently Asked Questions (FAQ)

Q: Is it safe to buy BCH with a credit card on Binance?
A: Yes. Binance uses encrypted connections and partners with regulated payment processors like Simplex. Always ensure you're on the official Binance site and use strong account security practices.

Q: Why do I need to verify my identity?
A: Regulatory requirements mandate identity checks for fiat-to-crypto transactions. This helps prevent money laundering and protects users.

Q: Can I use any credit card?
A: Most Visa and Mastercard cards work, but some banks block crypto-related transactions. Contact your bank if your payment is declined.

Q: Are there alternatives to Binance for buying BCH?
A: Yes. Other platforms like Coinbase, Kraken, and OKX also support BCH purchases with cards or bank transfers—some at lower fees.

Q: Will I own the BCH immediately after purchase?
A: Yes. Once credited to your Binance wallet, the BCH is yours. However, for maximum security, consider transferring it to a private wallet.

Q: What happens if the transaction fails?
A: If the purchase doesn’t go through, funds are typically refunded within 5–10 business days, depending on your bank.

Tips for First-Time Buyers

Expand Your Crypto Horizons

While this guide focuses on Bitcoin Cash, Binance supports instant credit card purchases for several major cryptocurrencies:

Each follows a similar purchase flow, making it easy to diversify your holdings across top digital assets.

Final Thoughts

Buying Bitcoin Cash with a credit card on Binance is a fast and user-friendly way to enter the crypto space. Thanks to partnerships with payment processors like Simplex, even beginners can complete purchases in under 30 minutes—with just a few verification steps.

While fees are relatively high compared to bank transfers, the speed and convenience make this method ideal for timely entries into the market.

As always, practice responsible investing: only spend what you can afford to lose, store your assets securely, and stay informed about market trends.

👉 Secure your financial future with seamless crypto access now.

Cryptocurrency markets move quickly—being able to act fast gives you an edge. With Binance’s credit card option, you’re equipped to do just that.