The financial landscape in Taiwan is evolving rapidly, with digital assets gaining mainstream traction. In a groundbreaking move, KGI Bank has launched the island’s first credit card tied directly to cryptocurrency rewards — the KGI BiXiang Card, developed in partnership with Mastercard. This innovative financial product bridges everyday spending and crypto investment, offering users a seamless way to earn digital asset returns through regular purchases.
Designed for both seasoned crypto enthusiasts and newcomers, the BiXiang Card allows cardholders to accumulate “BiXiang Points” on every transaction, which can be redeemed for major cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), and Tether (USDT). With rewards reaching up to 7% cashback in points, and new users receiving a 50% bonus when converting points into crypto during their first year, this card lowers the entry barrier into the world of digital finance.
How the KGI BiXiang Card Works
Cardholders earn BiXiang Points across various spending categories:
- 1% back on general domestic spending
- 2% back on overseas transactions (with no foreign transaction fees)
- 3% back on designated merchant categories
By completing specific tasks — such as linking accounts or meeting minimum spend thresholds — users can boost their rewards to a maximum of 7% in BiXiang Points.
Each BiXiang Point holds a value equivalent to NT$1, and can be directly converted into cryptocurrency via one of three partnered exchanges: BitoPro, MAX Wealth, and BitstreetX (Sanchuan Token).
👉 Discover how you can turn daily spending into long-term digital wealth.
What sets this card apart is its ability to transform routine expenditures — from dining out to online shopping — into strategic investments in digital assets. For example, a user redeeming 300 BiXiang Points would normally receive NT$300 worth of crypto. However, under the **50% new-user bonus promotion**, that same redemption becomes **NT$450 in cryptocurrency value**, significantly amplifying the return on spending.
Exclusive New User Perks Across Top Crypto Exchanges
To further incentivize adoption, KGI Bank has teamed up with leading local crypto platforms to offer compelling sign-up bonuses.
New customers who open an account at any of the three partner exchanges and make a deposit — regardless of amount — will receive 5 USDT per platform, totaling up to 15 USDT in free tokens.
Even better: those who link their KGI Karry Digital Account as the funding source for these exchanges and complete a simple verification task will earn an additional 6 USDT.
These promotions not only encourage financial integration between traditional banking and blockchain ecosystems but also provide tangible value to users just starting their crypto journey.
A Collectible Card with Cutting-Edge Design
Beyond its functional benefits, the BiXiang Card stands out visually. It features a patented light-guiding technology that makes the card emit a glowing effect when near a contactless payment terminal. The design showcases a shimmering starlink pattern across the surface, creating a futuristic aesthetic during each tap-to-pay transaction.
Limited to just 5,000 pieces, this LED-illuminating credit card doubles as a collector’s item — appealing to tech-savvy consumers and fintech enthusiasts alike.
To celebrate the launch, KGI is also running a monthly lottery: every eligible domestic or international transaction grants one entry into a draw for 666 USDT, with more spending equaling more chances to win.
Bridging Traditional Finance and Crypto Investing
KGI Bank recognizes that while interest in cryptocurrencies is growing, many remain hesitant due to complexity, volatility, or lack of trust in unregulated platforms. The BiXiang Card addresses these concerns by offering a regulated, secure, and user-friendly gateway into digital asset ownership.
“Cryptocurrency is no longer a niche investment — it's becoming part of mainstream financial planning,” said a KGI spokesperson. “By merging everyday spending with crypto rewards, we’re making digital assets more accessible and helping customers build their portfolios gradually and safely.”
This approach aligns with global trends where banks and fintech firms are integrating blockchain-based services into traditional offerings. By partnering with compliant exchanges and leveraging existing regulatory frameworks, KGI ensures transparency and investor protection — key factors in building public confidence.
👉 Learn how modern financial tools are reshaping personal investing strategies.
Easy Application Process with Integrated Digital Banking
Applying for the BiXiang Card is fast and fully digital. Interested users can apply online through KGI Bank’s official platform. By using Taiwan’s MyData system, applicants can securely share income and asset information for instant eligibility checks — streamlining approval without physical documentation.
During the application process, users can also simultaneously open a KGI Karry Digital Deposit Account, enabling immediate use of all card-linked features, including fund transfers and exchange integrations.
All promotional details and eligibility requirements are available on the KGI Bank website, though external links have been removed per content guidelines.
Frequently Asked Questions (FAQ)
What is the KGI BiXiang Card?
It’s Taiwan’s first credit card that rewards users with cryptocurrency-backed points. Spending earns BiXiang Points, which can be redeemed for Bitcoin, Ethereum, or Tether via partner exchanges.
How do I get the 7% reward rate?
You earn base points from regular spending (1–3%), then complete specified tasks — like linking accounts or hitting spending targets — to unlock boosted rewards up to 7%.
Who qualifies for the 50% bonus on point redemption?
New cardholders in their first year of membership who redeem BiXiang Points for crypto at one of the three supported exchanges.
Can I really earn free USDT?
Yes. By opening new accounts at BitoPro, MAX Wealth, and BitstreetX and making any deposit, you get 5 USDT per exchange (15 total). Linking your KGI Karry account adds another 6 USDT.
Is the发光card functional or just decorative?
It's fully functional with contactless payment capabilities. The LED glow is activated via electromagnetic induction when tapping to pay — no battery required.
Is there a limit to how many BiXiang Points I can earn?
There is no published cap on point accumulation, meaning higher spenders can earn proportionally larger rewards, especially during promotional periods.
Why This Matters for the Future of Finance
The launch of the KGI BiXiang Card signals a pivotal shift in how consumers interact with money. Rather than treating crypto as a separate or speculative sphere, it integrates digital assets into daily financial behavior. This model encourages disciplined investing through micro-savings mechanisms — turning coffee purchases into tiny contributions toward a BTC wallet.
As regulatory clarity improves across Asia, products like this pave the way for broader institutional adoption while empowering individuals to take control of their financial futures.
👉 See how integrating spending with investing can accelerate your path to financial freedom.
Core Keywords:
crypto credit card, cryptocurrency rewards, digital asset investment, blockchain finance, USDT rewards, Bitcoin cashback, fintech innovation, secure crypto banking
Note: All promotional links, social handles, and non-compliant content have been removed. Only approved anchor text pointing to https://www.okx.com/join/8265080 remains.