The world of digital finance is evolving rapidly, and the bridge between traditional payment systems and emerging blockchain technologies is becoming stronger than ever. In a strategic move set to redefine how consumers interact with cryptocurrencies in everyday transactions, Airswift Technology Limited, a forward-thinking Web3.0-native payment solutions provider, has announced a partnership with Cloud Payments, a leading digital payments and embedded financial technology platform. This collaboration enables cryptocurrency users to make direct purchases using VISA and Mastercard at the point of sale—without leaving the Airswift ecosystem.
This integration marks a significant milestone in mainstream crypto adoption, offering seamless access to digital assets while leveraging familiar payment rails. By combining Airswift’s decentralized payment infrastructure with Cloud Payments’ patented Web2-to-Web3 gateway technology, millions of users can now use their crypto holdings as easily as they would use a credit card.
Bridging Web2 and Web3: A Smoother Path to Crypto Adoption
One of the biggest barriers to widespread cryptocurrency adoption has been usability. While blockchain technology offers unprecedented financial freedom, the process of converting crypto into spendable funds often involves multiple steps, exchanges, and technical know-how—deterrents for the average consumer.
👉 Discover how easy crypto payments can be with the right platform integration.
Airswift aims to eliminate these friction points. With this new feature, users can seamlessly convert and spend their cryptocurrency at checkout through VISA and Mastercard networks. No need to pre-convert funds or switch between apps—the entire transaction happens within Airswift’s intuitive interface.
Dr. Yan Zhang, Co-Founder and CEO of Airswift, emphasized the importance of user experience:
“Millions of Web2 consumers are ready to enter Web3, but they’re unfamiliar with the current DeFi on-ramps. Our partnership with Cloud Payments integrates a simple, card-based crypto shopping tool directly into our platform. This allows users to access and spend crypto instantly during checkout—without ever leaving Airswift.”
This approach lowers the entry barrier for newcomers and enhances convenience for experienced crypto holders alike.
How It Works: Instant Crypto Conversion at Checkout
When a user selects VISA or Mastercard as their payment method through Airswift, the system automatically draws from their linked cryptocurrency wallet. The chosen amount is converted in real time using optimized exchange rates, then processed through the global card network—just like any standard transaction.
Key benefits include:
- No pre-funding required: Users don’t need to preload a balance.
- Real-time conversion: Leverages competitive exchange rates for minimal slippage.
- Seamless UX: Entire flow occurs within the Airswift app or website.
- Global compatibility: Works wherever VISA and Mastercard are accepted.
This functionality isn’t limited to retail purchases. It also extends to NFT acquisitions, allowing collectors to buy digital art, virtual assets, and other blockchain-based items using crypto—processed via traditional card networks for broader merchant acceptance.
Expanding Access: Rollout Across North America and Europe
The service will initially launch in North America and Europe, two regions with high digital payment penetration and growing interest in crypto assets. These markets represent fertile ground for innovation in fintech convergence, where consumers increasingly expect flexibility, speed, and security in financial transactions.
As adoption grows, Airswift and Cloud Payments plan to expand into additional regions, including parts of Asia-Pacific and Latin America, where mobile-first economies are embracing digital wallets and alternative payment methods.
About Airswift: Pioneering Enterprise-Grade Web3 Payments
Founded in 2022 and headquartered in Vancouver, British Columbia, Airswift is at the forefront of next-generation financial infrastructure. The company specializes in building enterprise-grade solutions that connect businesses and consumers in the Web3 economy.
Its core offerings include:
- Decentralized payment protocols
- On-chain transaction financing
- Crypto on- and off-ramps for businesses
- Merchant integration tools for blockchain payments
Recognized as a leader in blockchain innovation, Airswift serves global clients with scalable, secure, and compliant payment systems. Backed by top-tier industry investors, the company continues to expand its footprint in the digital payments landscape.
About Cloud Payments: Powering the Future of Embedded Finance
Cloud Payments, a wholly owned subsidiary of mobile wallet unicorn Fintiv Inc., is a trailblazer in digital payments and embedded financial ecosystems. Established in 2019 and based in Austin, Texas, the company provides secure, reliable solutions that help blue-chip clients transition from legacy systems to the digital economy.
Its patented technology platform streamlines both consumer and merchant experiences across Web2 and Web3 environments. With a strong focus on compliance, scalability, and security, Cloud Payments enables traditional financial workflows to interact smoothly with decentralized applications.
Mike Love, Co-Founder and CEO of Cloud Payments, shared his vision:
“As Web3 payments gain momentum across industries, our technology empowers Web2 consumers and merchants to easily participate in this new economic model. Our collaboration with Airswift delivers a best-in-class crypto payment experience.”
Core Keywords Driving Adoption
This strategic alliance highlights several key trends shaping the future of finance:
- Crypto payments
- Web3 integration
- VISA crypto transactions
- Mastercard blockchain support
- Decentralized finance (DeFi)
- NFT purchasing
- Digital wallet innovation
- Enterprise Web3 solutions
These keywords reflect growing consumer demand for frictionless, secure, and widely accepted digital payment options—needs that Airswift and Cloud Payments are directly addressing.
👉 See what’s next in crypto-powered commerce today.
Frequently Asked Questions (FAQ)
Q: Can I use any cryptocurrency for these payments?
A: Initially, supported cryptocurrencies include major tokens such as Bitcoin (BTC), Ethereum (ETH), and select stablecoins. More assets will be added as the network expands.
Q: Is my personal data safe during the transaction?
A: Yes. Both Airswift and Cloud Payments employ end-to-end encryption, multi-factor authentication, and strict compliance protocols to protect user information and ensure regulatory adherence.
Q: Do merchants need special equipment to accept crypto via VISA/Mastercard?
A: No. Since the transaction is processed through existing card networks, no additional hardware or software is required—making adoption effortless for retailers.
Q: Are there extra fees compared to regular card payments?
A: Transaction fees are competitive and transparent. Minor conversion fees apply when exchanging crypto to fiat, but these are optimized to ensure cost-efficiency.
Q: Can I buy NFTs using this service?
A: Absolutely. The system supports NFT purchases on participating marketplaces, enabling users to pay with crypto via VISA or Mastercard seamlessly.
Q: When will this be available globally?
A: Following the North America and Europe rollout, plans are underway to extend availability to other regions in 2025.
The Road Ahead: Mainstream Crypto Integration
This partnership exemplifies the next phase of digital finance—one where crypto is no longer siloed but integrated into daily life through trusted channels. By aligning with established payment giants like VISA and Mastercard, Airswift and Cloud Payments are not just enabling transactions; they're building trust, accessibility, and long-term sustainability in the Web3 economy.
👉 Explore how integrated crypto solutions are transforming modern commerce.
As more users demand flexibility in how they manage and spend their digital assets, innovations like this will become standard—not exceptions. The future of payments isn't just digital; it's decentralized, inclusive, and seamless.