The world of decentralized finance (DeFi) took a significant leap forward on May 10, 2025, as MyStonks.org announced the official launch of its fully custodied on-chain U.S. stock token market. This groundbreaking development allows crypto users to seamlessly gain exposure to real U.S. equities through blockchain-based tokens, backed 1:1 by actual securities held in custody by global financial leader Fidelity.
With an initial $50 million in managed assets, MyStonks has successfully bridged traditional finance and Web3, creating a transparent, secure, and compliant pathway for digital investors to access American stock markets.
Seamless Integration of Real Stocks and Blockchain Technology
MyStonks has pioneered a complete lifecycle process connecting off-chain equity ownership with on-chain tokenization. The platform operates on the Base blockchain, leveraging smart contracts to mint and burn ERC-20-compliant stock tokens that mirror real-world shares.
Here’s how it works:
- A user connects their self-custody wallet to MyStonks.
- They initiate a purchase request for a stock token like AAPL.M (representing Apple Inc.).
- The user transfers USDC or another supported stablecoin to the platform.
- MyStonks converts the funds into USD and purchases the corresponding real stock via regulated channels.
- Using ChainLink oracles for real-time price feeds, the system mints an equivalent amount of AAPL.M tokens and deposits them directly into the user’s wallet.
This 1:1 backing ensures every token represents actual ownership in a tangible asset — not synthetic derivatives or unsecured promises.
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When users decide to exit their position, the reverse process occurs: they burn their AAPL.M tokens through the platform interface, triggering the sale of the underlying Apple shares. Proceeds are converted into stablecoins and returned to the user’s wallet — all executed automatically via audited smart contracts.
Trusted Custody Infrastructure Ensures Security and Compliance
One of the most critical challenges in asset tokenization is ensuring trust and regulatory compliance. MyStonks addresses this head-on by partnering with Fidelity Custody, one of the most respected names in institutional asset management.
As confirmed in a custody report dated April 29, 2025, Fidelity Custody holds over $50,473,199.00 worth of U.S. equities on behalf of MyStonks users. These include high-demand stocks such as:
- Apple (AAPL)
- Amazon (AMZN)
- Google (GOOGL)
- Meta (META)
- Microsoft (MSFT)
- Netflix (NFLX)
- NVIDIA (NVDA)
In total, 95 individual U.S. stocks are now available as tokenized assets on the platform, alongside five crypto- and equity-focused ETFs listed in the United States.
By anchoring these digital tokens to real-world assets under professional custody, MyStonks ensures full auditability, regulatory alignment, and investor protection — key pillars often missing in experimental DeFi projects.
Core Keywords Driving Market Innovation
This milestone positions MyStonks at the forefront of several converging trends in fintech and digital assets. The core keywords defining this evolution include:
- On-chain stock tokens
- Real World Assets (RWA) tokenization
- Blockchain-based equities
- Decentralized finance (DeFi) innovation
- Fidelity custodied assets
- ERC20 stock tokens
- Base chain integration
- Crypto-to-stock gateway
These terms reflect both technical precision and growing investor interest in hybrid financial systems that combine the efficiency of blockchain with the stability of traditional markets.
Enhanced Security Architecture for Trustless Transactions
Beyond asset backing, MyStonks has implemented a robust security framework designed to protect users without sacrificing decentralization.
All trading operations — from order execution to token minting — are handled through immutable smart contracts that have undergone comprehensive third-party audits. The modular contract design enables risk isolation and future upgrades without compromising existing functionality.
Additional security layers include:
- Multi-signature wallets for off-chain withdrawals, preventing single-point failures
- Use of audited cross-chain protocols for asset transfers
- Implementation of time-lock mechanisms to deter flash attacks
- Frontend secured with HTTPS and HSTS enforcement
- Integration of decentralized identity (DID) systems to verify account authenticity and prevent spoofed transactions
Together, these measures create a trust-minimized environment where users retain control while benefiting from institutional-grade safeguards.
Improved User Experience for Seamless Trading
User experience has also been significantly upgraded in this release. Key enhancements include:
- Support for limit orders directly on-chain
- Smoother wallet connectivity across major Web3 providers
- Redesigned account dashboard with detailed portfolio tracking
- Intuitive UI improvements for faster navigation and trade execution
These updates make it easier than ever for both novice and experienced crypto investors to engage with tokenized equities in a familiar, efficient interface.
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FAQ: Your Questions About On-Chain Stock Tokens Answered
Q: Are MyStonks’ stock tokens backed by real shares?
A: Yes. Every token issued — such as AAPL.M — is backed 1:1 by actual U.S. equities held in custody by Fidelity, ensuring full transparency and asset validity.
Q: Can I receive dividends from my tokenized stocks?
A: Yes. Dividend distributions from underlying stocks are collected by the custodian and distributed proportionally to token holders, typically converted into stablecoins.
Q: Is MyStonks a centralized or decentralized platform?
A: MyStonks operates as a decentralized platform using smart contracts for core functions, while relying on trusted custodians like Fidelity for off-chain asset management — blending decentralization with compliance.
Q: What blockchains does MyStonks support?
A: Currently, MyStonks is built on the Base blockchain, chosen for its low fees, fast transactions, and strong alignment with Ethereum’s security model.
Q: How are prices determined for stock tokens?
A: Real-time pricing is provided via ChainLink oracles, which pull data from regulated financial exchanges to ensure accurate and tamper-resistant valuations.
Q: Can I transfer my stock tokens to other wallets or platforms?
A: Yes. Since these are ERC-20 tokens on Base, they can be freely transferred between compatible wallets. However, redemption for real shares must go through MyStonks’ official process.
A Vision for the Future of Decentralized Markets
According to a MyStonks representative, “Stonks100 is more than just a product launch — it’s proof that innovation can drive meaningful progress in finance. We’re committed to expanding our RWA offerings, enhancing security, and building a truly transparent ecosystem.”
The platform envisions becoming a decentralized version of Nasdaq — a global hub where traditional assets meet blockchain efficiency, empowering communities worldwide with equitable access to capital markets.
With its combination of institutional custody, blockchain transparency, and user-centric design, MyStonks is setting a new standard for what’s possible in digital finance.
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As the line between traditional finance and DeFi continues to blur, initiatives like MyStonks demonstrate that scalability, security, and compliance can coexist — paving the way for broader adoption of blockchain-based investment vehicles in 2025 and beyond.