XRPL Labs and GateHub Join Forces to Add On/Off-Ramp for 14 Assets

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The XRP Ledger (XRPL) ecosystem has taken a major leap forward with the strategic partnership between XRPL Labs, the developer behind the popular Xumm wallet, and GateHub, one of the leading XRPL gateway providers. This collaboration introduces a seamless on/off-ramp solution that allows users to transfer value between the XRPL and traditional financial networks like SEPA and SWIFT, as well as major blockchains including Bitcoin and Ethereum.

This integration marks a pivotal moment in the broader adoption of digital assets, particularly for retail users seeking frictionless ways to enter and exit the crypto economy. By bridging fiat and crypto ecosystems directly within the Xumm app, the new on/off-ramp enhances accessibility, usability, and interoperability across networks.

👉 Discover how easy it is to move funds between blockchains and traditional finance.

Enhanced User Experience Through Seamless Integration

Xumm, recognized as the largest self-custodial wallet on the XRPL with tens of thousands of daily active users, now offers its global user base direct access to a wide range of digital and fiat assets through GateHub’s infrastructure. Users can simply tap on any GateHub-listed token in the Xumm app and use the “Add” or “Withdraw” button to initiate deposits or withdrawals.

This streamlined process eliminates the need for third-party exchanges or complex transfer procedures, significantly lowering the barrier to entry for new users while improving convenience for experienced ones.

Enej PungerÄŤar, CEO of GateHub, emphasized the long-term vision:

“We are excited to join forces with Xumm and make it easy for its customers to seamlessly transfer funds in and out of their XRPL account straight from Xumm. Any new asset that GateHub lists in the future will also be supported by our On/Off-Ramp, bringing even more value to the XRPL ecosystem in the years to come.”

With this integration, users gain immediate utility from holding XRP and other XRPL-based tokens—not just as speculative assets but as functional tools within a growing decentralized financial network.

A Growing List of Supported Assets

The newly launched on/off-ramp supports 14 key assets, making it one of the most comprehensive access points on the XRPL:

All GateHub-verified users worldwide can utilize these services. Notably, European users benefit from an additional convenience: instant card top-up functionality for EUR deposits, enabling near-real-time funding of XRPL wallets without bank delays.

This broad asset support underscores the commitment of both companies to foster financial inclusion and cross-chain liquidity—all built on the speed, low cost, and scalability of the XRPL.

Driving Interoperability and Real-World Utility

Wietse Wind, Founder and Lead Developer of Xumm, highlighted the transformative potential of this partnership:

“Blockchain technology has a lot to offer when it comes to making existing payment flows viable. GateHub and Xumm joining forces will remove most of today’s friction by streamlining the On/Off-Ramp process. This kicks off many of the XRPL-powered retail and utility-focused endeavors we envisioned years ago.”

Indeed, this collaboration goes beyond simple deposit and withdrawal functions. It lays the foundation for real-world use cases such as cross-border remittances, merchant payments, and decentralized finance (DeFi) participation—all powered by a user-friendly interface and robust backend infrastructure.

By enabling smooth transitions between fiat rails and multiple blockchains, the integration strengthens the XRPL’s position as a hub for multi-asset settlement and interoperable finance.

👉 See how next-gen wallets are redefining digital asset management.

Self-Custody Meets Convenience

One of the standout features of the Xumm wallet is its self-custodial design, which ensures users retain full control over their private keys and funds at all times. Unlike centralized platforms, where assets are held by intermediaries, Xumm empowers individuals with true ownership—enhancing both security and autonomy.

Now, with GateHub’s on/off-ramp integrated directly into the app, users no longer have to sacrifice convenience for control. They can enjoy the best of both worlds: the safety of self-custody and the ease of instant fiat onboarding.

This balance is critical for mainstream adoption. As more people seek alternatives to traditional banking systems, solutions that combine simplicity with sovereignty become increasingly valuable.

Frequently Asked Questions (FAQ)

Q: What is an on/off-ramp in cryptocurrency?
A: An on-ramp allows users to convert fiat currency (like EUR or USD) into digital assets, while an off-ramp enables them to cash out crypto back into fiat. Together, they form a bridge between traditional finance and blockchain networks.

Q: Which users can access the new on/off-ramp?
A: All GateHub-verified customers globally can use the service. European users have the added benefit of instant EUR top-ups via debit or credit card.

Q: Is my money safe using Xumm and GateHub?
A: Yes. Xumm is a self-custodial wallet—you control your keys. GateHub acts as a regulated gateway provider with strong compliance standards. Always ensure you're using official apps and verified links.

Q: Can I deposit Bitcoin and withdraw Ethereum using this service?
A: While direct cross-asset swaps aren't part of this release, you can deposit BTC into your XRPL account via the GateHub bridge and later withdraw ETH if available in your balance—subject to token support and network availability.

Q: Are there fees for using the on/off-ramp?
A: Fees vary based on asset type, network costs, and payment method. Transparent fee breakdowns are shown before each transaction in the Xumm app.

Q: How does this partnership impact XRP adoption?
A: By simplifying access to XRP and other XRPL tokens, more users can engage with decentralized applications (dApps), pay merchants, or participate in DeFi—all contributing to increased utility and demand for XRP.

👉 Start exploring secure, seamless crypto transactions today.

Looking Ahead: Expanding Access and Functionality

This partnership is not a one-time upgrade but a foundational step toward a more interconnected financial future. Both XRPL Labs and GateHub have signaled their intent to expand asset listings and improve user experience continuously.

Future enhancements may include expanded fiat coverage, mobile-optimized onboarding flows, deeper DeFi integrations, and enhanced compliance tools to support institutional adoption.

As blockchain technology matures, ease of use will be just as important as innovation. With this collaboration, XRPL Labs and GateHub are proving that powerful infrastructure can also be simple, secure, and accessible to all.

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