The world of digital finance has undergone a seismic shift since Bitcoin’s debut in 2008. What began as a niche experiment in decentralized currency has evolved into a global phenomenon, reshaping how people think about money, investment, and financial independence. As we step into 2025, cryptocurrency adoption continues to expand—especially in the UK—where millions are now part of this digital revolution.
This article explores the latest data on crypto ownership, revealing who’s investing, which coins are most popular, and how trends vary across age groups and genders. Whether you're new to crypto or looking to understand broader market dynamics, these insights offer a clear picture of where digital assets stand today.
UK Cryptocurrency Ownership: Key Highlights
Recent research highlights the growing footprint of cryptocurrency in the UK:
- 9% of Brits, or roughly 5 million people, own some form of cryptocurrency in 2025.
- 6% of the population, approximately 3 million individuals, hold Bitcoin.
- A significant majority—57%—say they would never consider buying crypto.
- Among current investors, 61% own Bitcoin, reaffirming its dominance.
- The UK’s crypto market is projected to generate £3 billion ($3.74 billion) in revenue by 2028.
- Globally, there were an estimated 617 million crypto owners in 2024, including 314 million Bitcoin holders.
These figures reflect both growing interest and persistent skepticism—a duality shaping the future of digital finance.
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How Many People in the UK Own Cryptocurrency?
As of 2025, 1 in 10 Brits (9%) report owning cryptocurrency, translating to about 5 million individuals. This number has remained relatively stable over recent years, indicating a maturing market where early adopters have been joined by cautious newcomers.
While global crypto ownership reached 617 million users in 2024, the UK’s adoption rate remains moderate compared to more enthusiastic markets like Nigeria, Turkey, and India. Still, with increasing institutional support, regulatory clarity, and user-friendly platforms, the foundation for wider acceptance is being laid.
Bitcoin Adoption in the UK
Bitcoin continues to lead the pack. In 2025, 6% of Brits—around 3 million people—own Bitcoin, making it the most widely held digital asset. Among those already invested in crypto, over half (61%) include BTC in their portfolios.
Globally, Bitcoin boasts 314 million owners, underscoring its role as the gateway cryptocurrency for most investors. Its reputation for scarcity, decentralization, and long-term value storage keeps it at the forefront despite the rise of thousands of alternative coins.
Most Popular Cryptocurrencies in the UK
While Bitcoin dominates, other digital assets are carving out strong followings:
- Bitcoin (BTC): Owned by 61% of UK crypto investors.
- Ethereum (ETH): Held by 28%, valued for its smart contract capabilities and role in DeFi.
- Solana (SOL): Popular among tech-savvy investors; owned by 23%.
- Dogecoin (DOGE): The meme coin retains a loyal base, with 17% ownership.
- Binance Coin (BNB): Used primarily on the Binance exchange; held by 16%.
Other notable mentions include NFTs (11.2%), XRP (10.6%), Tether (USDT) and Tron (TRX) at 9% each, and Shiba Inu (SHIB) at 8.5%.
This diverse portfolio reflects evolving investor interests—from utility-driven blockchains to speculative and community-powered tokens.
Crypto Ownership by Age Group
Adoption varies dramatically across generations:
- Millennials (ages 28–43): 18% have invested in crypto—the highest rate.
- Gen Z (ages 18–27): Close behind at 17%, showing strong early engagement.
- Gen X (ages 44–59): Only 6% have participated.
- Baby Boomers (60–78): Just 1% own crypto.
- Silent Generation (79+): A mere 2% involvement.
Younger demographics are clearly driving adoption, drawn by digital fluency, inflation concerns, and a desire for alternative investment avenues beyond traditional stocks and savings accounts.
Why Younger Generations Are Leading the Charge
Several factors explain this trend:
- Greater comfort with technology and online platforms.
- Exposure to financial challenges like rising housing costs and stagnant wages.
- Influence from social media and online communities promoting financial autonomy.
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Gender Differences in Crypto Investment
There’s also a noticeable gender gap in crypto ownership:
- 13% of men have invested in cryptocurrency.
- Only 6% of women have done so.
Bitcoin remains the top choice for both groups—held by 64% of male investors and 56% of female investors—but the disparity in participation raises important questions about accessibility, education, and trust.
Efforts to close this gap include targeted financial literacy programs and inclusive platform design that addresses common concerns such as volatility, security, and complexity.
Frequently Asked Questions (FAQ)
How many people worldwide own cryptocurrency?
As of 2024, there were approximately 617 million crypto owners globally, with projections indicating steady growth through 2025 and beyond.
What percentage of UK adults own Bitcoin?
In 2025, 6% of UK adults own Bitcoin, making it the most widely held cryptocurrency in the country.
Which age group invests the most in crypto?
Millennials (aged 28–43) show the highest adoption rate at 18%, followed closely by Gen Z (18–27) at 17%.
Why don’t more people invest in cryptocurrency?
Common barriers include lack of understanding, fear of volatility, security concerns, and distrust in unregulated markets. Education and user protection remain key to broader adoption.
Is cryptocurrency ownership increasing in the UK?
While growth has slowed compared to the post-pandemic surge, ownership remains stable at around 9%, suggesting a transition from speculative frenzy to long-term holding.
Are women less interested in crypto?
Data shows lower participation among women (6% vs. 13% for men), but this may stem more from confidence and access than interest. Bridging this gap requires inclusive outreach and transparent resources.
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Final Thoughts
Cryptocurrency is no longer a fringe trend—it’s a legitimate asset class with real-world impact. In the UK, nearly 1 in 10 adults now hold digital assets, with younger generations leading the charge. Bitcoin remains king, but Ethereum, Solana, and even meme coins play important roles in a diversified crypto ecosystem.
Yet challenges remain. Skepticism runs deep among older populations and women, highlighting the need for better education and safer onboarding experiences. As regulation evolves and financial institutions integrate blockchain technology, we can expect broader—and more confident—adoption in the years ahead.
For anyone curious about crypto, now is an ideal time to learn, explore, and participate—on your own terms.
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