The global adoption of cryptocurrencies continues to accelerate, with an estimated 420 million digital asset holders worldwide. As more consumers embrace crypto for everyday transactions, businesses are increasingly turning to crypto payment gateways to unlock new revenue streams, expand their customer base, and stay ahead in a competitive digital economy.
Accepting cryptocurrency doesn’t require deep blockchain expertise. Instead, companies partner with crypto payment processors that handle everything from transaction security to real-time exchange rate conversion and fiat settlement. These platforms simplify the integration of digital currencies into existing e-commerce systems, enabling seamless checkout experiences while minimizing operational complexity.
In this guide, we explore the top crypto payment gateways shaping the future of online commerce in 2025 — evaluating features, fees, supported assets, and use cases to help you choose the right solution for your business.
What Is a Crypto Payment Gateway?
A crypto payment gateway is a service that enables merchants to accept digital currencies like Bitcoin, Ethereum, and stablecoins as payment for goods and services. Functioning similarly to traditional payment processors like PayPal or Stripe, these gateways bridge the gap between blockchain networks and conventional financial infrastructure.
Key capabilities include:
- Converting received crypto into fiat currency (e.g., USD, EUR)
- Providing secure checkout interfaces
- Supporting automated crypto-to-fiat settlements
- Offering multi-currency wallets and real-time transaction tracking
With growing demand across industries — from eCommerce and fintech to gaming and SaaS — selecting the right crypto payment processor can significantly impact conversion rates, customer satisfaction, and global reach.
👉 Discover how easy it is to start accepting crypto payments with a seamless integration.
Top Crypto Payment Gateways in 2025
NOWPayments
Founded: 2019
Headquarters: Amsterdam, Netherlands
Cryptocurrencies Supported: 300+
Transaction Fee: 0.5%
Fiat Settlement Currencies: USD, EUR, and more
KYC Required: No
NOWPayments stands out as one of the most versatile and developer-friendly crypto payment solutions. Its non-custodial model ensures businesses retain full control over their funds, while its extensive API and plugin support make integration effortless.
Key Features:
- Auto-conversion of crypto to fiat
- Stablecoin settlement options
- Wallet-as-a-service for white-label solutions
- Plugins for WooCommerce, Shopify, Magento, and OpenCart
- Sandbox environment for testing
- 24/7 customer support
NOWPayments serves a wide range of industries including iGaming, eCommerce, fintech, SaaS, streaming platforms, and charity organizations. With support for over 300 cryptocurrencies — including major coins and emerging tokens — it’s ideal for businesses targeting a global crypto-native audience.
Its low 0.5% transaction fee, combined with no minimum withdrawal requirements, makes it highly cost-effective for both small startups and large enterprises.
👉 Start accepting hundreds of cryptocurrencies with minimal fees and maximum flexibility.
Cryptomus
Founded: 2022
Headquarters: Vancouver, Canada
Cryptocurrencies Supported: 15
Transaction Fee: ~2%
Fiat Settlement: Yes
KYC Required: Yes
Cryptomus is a fast-growing player in the crypto payments space, offering essential tools for merchants seeking reliable transaction processing and fiat conversion. While it supports fewer cryptocurrencies than some competitors, its focus on security and compliance appeals to regulated businesses.
Key Features:
- Crypto-to-fiat settlements
- Multi-currency business wallets
- API access with webhooks and recurring payments
- Integration plugins for WordPress and Joomla
- 24/7 support
Ideal for eCommerce and gaming platforms, Cryptomus provides a streamlined experience for businesses that prioritize stability over extensive coin support.
CoinGate
Founded: 2014
Headquarters: Lithuania
Cryptocurrencies Supported: 70+
Transaction Fee: 1%
Fiat Settlement Currencies: USD, EUR, GBP
Minimum Withdrawal: 50 EUR
CoinGate has established itself as a trusted name in the crypto payment industry, serving over 100 countries with robust merchant tools and POS integration.
Key Features:
- E-commerce plugins for major platforms
- Gift card issuance
- Real-time payment tracking and refunds
- POS API for physical stores
- Developer libraries for Node.js, Python, and PHP
With strong API documentation and webhook support, CoinGate is well-suited for developers building omnichannel retail solutions. However, its business-hour-limited support may be a drawback for time-sensitive operations.
CoinsBank
Founded: 2016
Headquarters: Edinburgh, USA
Cryptocurrencies Supported: 4 (BTC, ETH, LTC, XRP)
Transaction Fee: Starts at ~0.5%
KYC Required: Yes
CoinsBank focuses on fintech and financial services, offering wallet management, prepaid cards, and fiat gateway solutions. Though limited in cryptocurrency variety, its role-based access controls and multi-signature wallet security make it appealing for enterprise teams.
Key Features:
- Fiat gateway integrations
- WooCommerce and Shopify plugins
- Secure multi-sig transactions
- API for custom workflows
Best suited for businesses prioritizing regulatory compliance and internal financial controls over broad crypto acceptance.
SpicePay
Founded: 2013
Headquarters: Belize
Cryptocurrencies Supported: 4
Transaction Fee: ~2%
KYC Required: Yes
SpicePay specializes in straightforward Bitcoin-based payments with direct bank transfers and customizable checkout buttons. It's particularly popular in regions like South America, Eastern Europe, and South Asia.
Key Features:
- Customizable payment iframes and buttons
- Magento and WooCommerce plugins
- Crypto-to-fiat conversion
- 24/7 customer support
While its high transaction fee and limited coin support reduce competitiveness, SpicePay remains a viable option for small to mid-sized retailers seeking basic functionality.
CoinPayments
Founded: 2013
Headquarters: Canada
Cryptocurrencies Supported: 1,340+
Transaction Fee: 0.5%
KYC Required: Yes
CoinPayments holds the record for the widest cryptocurrency support in the industry. This makes it an excellent choice for niche markets or communities built around lesser-known tokens.
Key Features:
- Multi-currency wallets and vaulting
- Custom payment buttons
- Sandbox testing environment
- Plugins for major e-commerce platforms
Despite its impressive range, CoinPayments lacks clarity on regulatory licensing. Still, its low fees and long-standing reputation make it a solid contender for diverse crypto projects.
BitPay
Founded: 2011
Headquarters: Atlanta, Georgia, USA
Cryptocurrencies Supported: 4 (BTC, BCH, ETH, DOGE)
Transaction Fee: 1%
KYC Required: Yes
As one of the oldest and most regulated crypto payment providers, BitPay is trusted by large enterprises and nonprofit organizations alike. Backed by strong compliance frameworks, it offers secure invoice generation and direct bank deposits.
Key Features:
- Regulated operations in 200+ countries
- Comprehensive API with SDKs (Java, .NET, Ruby)
- Testing sandbox and webhooks
- 24/7 support
BitPay excels in reliability and trustworthiness but lags behind in cryptocurrency diversity.
How Crypto Payment Gateways Work: A Real-World Example
Imagine booking a flight from Rome to Mexico using cryptocurrency:
- Visit an online travel platform like Travala
- Select your desired flight
- Choose "Pay with Crypto" at checkout
- Complete the transaction via a supported gateway (e.g., NOWPayments)
Behind the scenes, the payment processor instantly converts your crypto into the merchant’s preferred fiat currency, ensuring smooth settlement without price volatility risk.
This frictionless experience is what modern crypto gateways deliver — making digital asset payments as simple as credit card transactions.
Why NOWPayments Stands Out
Among all options, NOWPayments distinguishes itself through:
- Unmatched cryptocurrency support (300+) – catering to diverse user preferences
- No KYC requirement – enabling faster onboarding
- Non-custodial architecture – ensuring full fund control
- Lowest transaction fee (0.5%)
- White-label wallet solutions
- Extensive plugin ecosystem
These advantages make it especially valuable for businesses aiming to serve international markets without technical or regulatory overhead.
Frequently Asked Questions (FAQ)
What is the best crypto payment gateway for eCommerce?
NOWPayments and CoinPayments are top choices due to their wide coin support, low fees, and easy integration with platforms like Shopify and WooCommerce.
Do crypto payment gateways convert crypto to fiat automatically?
Yes, most reputable gateways — including NOWPayments, BitPay, and CoinGate — offer automatic crypto-to-fiat conversion to protect merchants from market volatility.
Are there any setup costs for integrating a crypto payment gateway?
Generally, no. Most providers offer free integration via APIs or plugins. Fees only apply per transaction (typically 0.5%–2%).
Can I accept stablecoins through these gateways?
Yes. Many gateways — especially NOWPayments — support stablecoin settlements (e.g., USDT, USDC), reducing exposure to price fluctuations.
Is KYC required to use a crypto payment processor?
It depends on the provider. NOWPayments does not require KYC, while others like BitPay and CoinGate do for compliance purposes.
Which gateway supports the most cryptocurrencies?
CoinPayments leads with support for over 1,340 cryptocurrencies, followed closely by NOWPayments with 300+.